Outbank: Banking und Finanzen

Nobody can read them – not even we. Because your finances are yours.

Take your finances to a whole new level. With Outbank, you keep your financial situation in full view: all accounts, cards, loans, deposits, and contracts in one spot. And you discover where you can save money and turn your dreams into reality: through analyses, budgets, and contract management. Check account balances, transfer money, and control costs – everything in one app.

MY MONEY. MY DATA.
Your finances are yours – only yours. Do you want others to know how much money you have in your accounts? Do you want others to evaluate, analyze, or resell your finances? We certainly don’t – neither for ourselves nor for you. Thats why we have no insight into your data: Outbank stores all financial data on your smartphone, nowhere else. Without any central servers that analyze your data.
“Zero Knowledge” – or as we say: “My money. My data.”

ALL ACCOUNTS IN ONE APP
Stay up to date on your financial situation:
* More than 4,000 banks in Germany, Austria, and Switzerland
* Checkings, savings, credit card, shares, deposit of securities, instant access savings, and online financial services such as PayPal, Bitcoins, and N26
* Debit cards, Visa, MasterCard, Amex, Amazon credit card
* Bonus cards such as Miles & More and Payback
* Insurances
* Offline accounts for cash spendings & housekeeping books – incl. crypto currencies & precious metals
- Automatic account update
- Notifications for new transactions
- Overview of individual account balances as well as the total balance of accounts
- Display of transactions, future bookings, and balances
- Grouping of accounts e.g. for private & business accounts, own & shared accounts, deposits & credit cards
- Export (PDF & CSV) and share transaction and account details as well as payment confirmations
- Import transactions from finance apps & bank portals
- Create and send local backups
- ATM search
- Conversion of foreign & crypto currencies to EUR
- Secure login via Touch ID & Apple Watch
- Secure data synchronization between iPhone, iPad, and Mac through end-to-end encryption

PAYMENTS
Send money quickly and safely:
- Transfer money via QR code and common TAN procedures
- Instant payments
- Create and delete payment templates
- Create, change, and delete direct debits, scheduled transfers & standing orders
- Request money from others

CONTRACTS
Use saving potentials and get transparency about fixed costs:
- Summary of loans, insurance, electricity, and phone contracts, music streaming subscriptions, etc.
- Automated contract detection and manual addition
- Reminder of notice periods

BUDGETS & FINANCIAL PLAN
Keep track of your expenses:
- Set up Budgets to track your expenses
- Notification if your budget is exceeded
- Overview of your financial situation: balance of monthly incomes, fixed costs, and budgets

FINANCIAL ANALYSIS & REPORTS
Check out where your money is going:
- Reports on revenues and expenses
- Create your own categories and rules
- Categorize transactions automatically
- Analyse your individual tags

YOUR BANKS
Outbank supports 4,000+ banks in Germany, Austria, and Switzerland, including Sparkasse, Volksbank, ING Diba, Commerzbank, Comdirect, Deutsche Bank, Postbank, Unicredit, DKB, Raiffeisenbanken, Mercedes Benz Bank, Airplus, Bank of Scotland, BMW Bank, Fidor Bank, Ikano Bank, KfW, Santander, Targobank, Signal Iduna, VolkswagenBank, C24 Bank and many more. The app also supports financial online services like PayPal and N26 as well as Amazon accounts and all standard credit cards such as Visa, American Express, Mastercard, Barclaycard, Airberlin, ADAC, IKEA and many more.
Check out if your bank is included: https://outbankapp.com/deine-banken/.

ONE SUBSCRIPTION FOR ALL PLATFORMS
If you are using Outbank on multiple devices, you can use your Outbank ID to activate your subscription on different platforms and you can also restore your subscription by using the same Apple-ID.